Take Control of Your Credit Cards
Track all your cards, optimize debt payoff, monitor spending, and build better credit habits - all in one beautiful app.
Everything You Need to Manage Your Credit
Powerful tools designed to help you stay on top of your finances and build better credit habits.
Card Dashboard
See all your credit cards at a glance with beautiful 3D visual cards showing balances, limits, and utilization.
Credit Utilization
Real-time utilization tracking with color-coded indicators. Stay under 30% to maintain a healthy credit score.
Payment Calendar
Never miss a due date. View all upcoming payments in a calendar with configurable reminders and alerts.
Expense Tracking Coming Soon
Log and categorize every purchase. Import expenses via CSV and export data for analysis or tax preparation.
Analytics & Reports
Monthly spending trends, top categories, and personalized insights to help you understand your spending patterns.
Debt Payoff Planner
Snowball or Avalanche strategies with projected payoff dates, interest savings, and extra payment calculator.
Smart Notifications
Push notifications for upcoming payments, overdue alerts, and balance update reminders on the 1st of each month.
Credit Tips & Articles
Expert advice, educational articles, and actionable tips to improve your credit score and financial health.
Grace Period Tracker
Know exactly how many days you have before interest kicks in. Statement date tracking with countdown display.
Get Started in Minutes
Setting up HubyCard is quick and easy. Start managing your cards right away.
Create Account
Sign up with your email. Secure with biometric login and email verification.
Add Your Cards
Enter your card details from 40+ supported banks. We never store your actual card numbers.
Track & Optimize
View your dashboard, track payments, and use our debt payoff strategies.
Build Better Credit
Follow personalized insights, maintain low utilization, and never miss a payment.
Smart Ways to Pay Off Debt
Choose the strategy that works best for you and see your projected debt-free date.
Debt Snowball
Pay off your smallest balances first for quick wins and psychological motivation. Build momentum as each card gets paid off.
Debt Avalanche
Target your highest-interest debt first to minimize total interest paid. Save the most money over time.
Your Data is Safe with Us
We take security seriously. Your financial data is protected with industry-leading measures.
AES-256 Encryption
All sensitive card data is encrypted with military-grade AES-256-GCM encryption at rest.
Biometric Login
Use Face ID or fingerprint to securely access your account. No passwords to remember.
Email Verification
Two-step email verification ensures only you can access your account and reset passwords.
Simple, Transparent Pricing
Start free and upgrade when you need more.
- Up to 2 credit cards
- Payment calendar & alerts
- Expense tracking
- Credit tips & articles
- Debt payoff strategies
- Unlimited cards
- Unlimited credit cards
- Payment calendar & alerts
- Advanced analytics
- Full data export (CSV & JSON)
- Priority support
- All future features
Ready to Take Control?
Start your journey to better credit management today - completely free to try.